The McNelly Team at Fairway Independent Mortgage
Phoenix home loans with a team that walks you through every step
Buying your first home, moving up, refinancing, or adding an investment property — Dusti McNelly and her team explain your options in plain language and keep you updated from application to closing.
Getting ready for pre-approval
Items lenders commonly ask for. Dusti will confirm exactly what your loan needs.
- Recent pay stubs
- W-2s or tax returns
- Recent bank statements
- A government-issued photo ID
- Based in Phoenix, AZ
- First-time buyer guidance
- Down payment assistance options
- Purchase, refinance & investment loans
Meet your loan officer
A Phoenix mortgage team that answers your questions
The McNelly Team is led by Dusti McNelly, a loan officer with Fairway Independent Mortgage based in Phoenix. The team helps buyers and homeowners across Phoenix and the surrounding area find the loan that fits their goals — and understand it before they sign.
Clients come to the team for purchases, refinances, second homes, and investment properties. First-time buyers get extra time: the team explains each document, each step, and what to expect next, so nothing about the process feels like a surprise.
"I felt like my hand was held during my entire interaction! Every question and concern was addressed."Hulda H.
Loan options
Start with your goal — the team finds the loan that fits
Buying a home
Pre-approval, program options, and help with the cash you need at closing.
Already own a home
Review your current loan, your rate and term, or your home's equity.
Buying another property
Financing for a vacation home, a second residence, or a rental.
The mortgage process
From first conversation to closing day
You'll know where your loan stands at every stage.
Talk with Dusti
Share your goals, timeline, and budget, and see which loan options fit.
Get pre-approved
Apply online and know what you can borrow before you make an offer.
Find your home
Once your offer is accepted, the team moves your full application forward.
Underwriting & closing
The team keeps you updated through approval and walks you through closing day.
Client reviews
What Phoenix homebuyers say about working with the team
"Dusti was always willing to work closely with us, communication was great and overall we had a great experience! Highly recommended"
"Dusty was so great! Constantly communicating and answering questions. As a first time home owner she made the process easy to understand and was fast with the entire process."
"The quick communication and responses to updates and questions. And the attention to small details and educating us when we didn't understand something as first time home buyers. Thank you guys!!"
"I felt like my hand was held during my entire interaction! Every question and concern was addressed. The entire team was friendly and supportive."
Questions
Common mortgage questions from Phoenix buyers
How does mortgage pre-approval work?
You share basic information about your income, assets, and credit, and The McNelly Team reviews it to estimate how much you can borrow. A pre-approval letter shows sellers in Phoenix that your financing is in progress, which can make your offer stronger.
How much do I need for a down payment?
It depends on the loan program you qualify for. Some programs allow a smaller down payment, and Arizona has down payment assistance options for eligible buyers. The McNelly Team will walk through what applies to your situation.
Do you work with first-time home buyers?
Yes. The McNelly Team works with many first-time buyers in Phoenix and explains each step of the mortgage process, from pre-approval to closing, so you know what to expect.
Can you help me refinance my current mortgage?
Yes. The team can review your current loan and goals to see whether a refinance makes sense, whether you want to change your rate, your loan term, or access your home's equity.
Do you finance second homes and investment properties?
Yes. The McNelly Team offers financing for second homes and investment properties, and will explain how the requirements differ from a primary residence loan.
What areas do you serve?
The McNelly Team is based in Phoenix, AZ, and works with buyers and homeowners in Phoenix and the surrounding area.
Ready to see what you qualify for?
Reach out to The McNelly Team and get answers about your Phoenix home loan options.
The McNelly Team is part of Fairway Independent Mortgage Corporation. NMLS IDs + Fairway required disclosure — add before publishing Equal Housing Opportunity.